Plans and Benefits

For Individual & Family


Plans & Benefits

For Individual & Family
HEALTH PLANS & BENEFITS STANDARD CLASSIC GOLD DIAMOND
MEDICAL SERVICES/COVERAGE
General consultation and treatment
Preventive Care and Counseling
Minor Surgeries
Routine Immunization
Hospital Admission
Accident and Emergency
Specialist Consultation
Sub-Specialist Consultation
Surgical Procedures
Intermediate and Major Surgery
Annual Routine Medical Screening
NPI Immunization
Maternity care
HIV/AIDS
Psychiatric illness
OPTICAL / OPHTHALMOLOGICAL SERVICES
Consultation & Refraction
Provision of lenses and frames
Eye Care
Ophthalmic Surgery
DENTAL SERVICES
Consultation & Treatment
Scaling, polishing & surgical extraction
ADDITIONAL DENTAL SERVICES
ADDITIONAL SERVICES
Physiotherapy (Maximum of 6 sessions)
Special Investigations



GENERAL EXCLUSION (Applicable to Local Plans)
  • Artificial limbs & Dental Prostheses
  • Specific Treatment for AIDS/HIV positive patients
  • Complex Surgery
  • Cosmetic Plastic Surgery
  • Tertiary Radiological Investigations such as CT Scan etc.
  • DEFINITIVE TREATMENT INFERTILITY: INTRAUTERINEINSEMINATION (IUI) & IN VITRO FERTILIZATION (IVF).
  • Cytotoxic (anti-cancer) drugs and Radiotherapy.
  • Screening and Comprehensive Health Assessment.
  • Chronic Renal Dialysis.
  • Embalmment and Autopies

These services are available on a customized, discounted fee-for-service basis at the request of the client. Once a diagnosis is made, the Client/Employer is notified and options of treatment and costs provided. The decision to continue treatment is made by the payer.

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